Regulatory context and official FCA resources for investment platforms and non-advised services.
Disclaimer: The information provided here is for general informational purposes only and does not constitute legal, regulatory, or compliance advice. SENTIQUO is not affiliated with the FCA. Always consult directly with the FCA or qualified professionals for specific regulatory guidance.
In-depth guides on navigating FCA requirements for investment platforms.
When does the FCA require an appropriateness test versus a suitability assessment? Learn how they differ in scope, depth, and application.
A practical guide to embedding Consumer Duty requirements across all customer touchpoints for regulated investment platforms.
Understanding PS22/10 requirements for financial promotions, including risk warnings, cooling-off periods, and appropriateness assessments.
A comprehensive guide to the FCA's cryptoasset financial promotions regime and compliance requirements for firms.
Consumer Duty is now the overarching standard for retail financial services. Firms offering non-advised investment services must navigate financial promotions, appropriateness assessments, and the advice boundary.
The overarching standard requiring firms to deliver good outcomes for retail customers.
Key point: Firms must evidence outcomes across price, value, understanding, and support.
FCA Consumer DutyCOBS 4 requirements ensuring communications are fair, clear, and not misleading.
Key point: Prominent risk warnings and balanced presentations are mandatory.
COBS 4 HandbookCOBS 10 assessments for non-advised investment services.
Key point: Platforms must evaluate client knowledge and experience before allowing certain transactions.
COBS 10 HandbookThe critical distinction between regulated advice and non-advised services under PERG 8.
Key point: Platforms must avoid crossing into personal recommendations when providing information.
PERG 8 HandbookDirect links to official FCA publications, handbook sections, and regulatory tools.
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